<. View detailed plan information in this document. Click continue to proceed with verification. 0000049042 00000 n <>/Filter/FlateDecode/ID[<640396EC155E3E4385DE44C7EB07AE63>]/Index[119 54]/Info 118 0 R/Length 102/Prev 42314/Root 120 0 R/Size 173/Type/XRef/W[1 2 1]>>stream *Blue Shield of California member plans only. endstream endobj startxref 0000026163 00000 n 0000026660 00000 n What to Know About Changes to Michigan's Car Insurance Law If you are 55 or older, you can make an additional catch-up contribution of $1,000 per year until you are enrolled in Medicare. a health reimbursement arrangement which helps members pay for qualified medical expenses. Michigan - Blue Cross and Blue Shield's Federal Employee Program TTY users should call 711. Enrollment in the State HDHP will also provide access to an HSA, which is a tax-advantaged savings account that can be used to pay onlyeligiblehealth, prescription, dental, and vision-related expenses incurred for services not covered by insurance (e.g., deductibles, copays, and coinsurance). We can help. The BlueCard Program links Blue plans across the United States and abroad through a single electronic network for claims processing and reimbursement. To help you compare and select your 2021 plan based on your personal needs, Ford has provided Benefits Mentor powered by IBM Watson Health. Effective October 1, 2019, Blue Cross Blue Shield of Michigan, in partnership with Lucet, will be replacing Magellan Health as the State Health Plan (SHP) PPO Behavioral Health/Substance Use Disorder carrier. Because the deductible for the HSA plan is higher, James is responsible for paying the full cost of his health care services, including his medications. PDF BCBSM Master Medical Claim Form 0000018138 00000 n Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Under the State Health Plan PPO, members choose their in-network providers from the BCBSM Community Blue/Blue Preferred PPO Network. Qualified Transportation Fringe Benefits (QTFB). They won't charge you the difference between their normal charge and the amount paid by the State Health Plan PPO. 606 0 obj <>stream K4[WYV5pL@=>QBuD Select Claims on the menu bar. 248-524-0454 And you don't have to use the money by the end of the year, your account balance will not expire. 0000037572 00000 n No-fault auto insurance changes in Michigan bcbsm.com Health (6 days ago) WebThere are several ways you can request a QHC letter. Under the new law, youll no longer be required to purchase unlimited personal injury protection (or PIP) if you have a certain level of health insurance coverage. Qualified Health Coverage Documents DIFS Bulletin 2020-01-INS advises health plans should develop a document that indicates whether a person's coverage is "qualified health coverage" or QHC for purposes of the new no-fault law. <>stream NO - YES - Please complete entire form, sign at the bottom and return sign at the bottom and return . Log in to get your questions answered by a live representative, Monday through Friday, 6 a.m. to 6:30 p.m. Learn more about your Blue Cross Blue Shield of Michigan plan options. You can log in to your online member account to see if you have a QHC letter to download. An important note regarding the State Health Plan PPO deductibles: You have the freedom to see both in-network and out-of-network providers. 0000008045 00000 n Mary would pay nothing from her paycheck to have the HSA Plan. If you choose to do so, you will be responsible for both deductibles. startxref 0000031798 00000 n Employees can also make pre-tax HSA contributions by payroll deductions. Government Human Resources Benefits Health Benefit Plans. 0000004148 00000 n Employees can now get a Health Care Plan Verification letter through Wolverine Access by selecting Employee Self-Service > Benefits > Health Care Plan Verification. Ford offers an accelerated contribution option. Health Benefit Plans | Oakland County, MI It has a deductible of $6,000 or less per person. PDF Blue Cross Blue Shield of Michigan: Understanding member ID cards You can now file disputes, attach supporting documents, and retrieve letters for submitted disputes online! The State Health Plan PPO provides reimbursement for medical care expenses when you need treatment for an illness, injury, or disease. California Physicians Service DBA Blue Shield of California 1999-2023. .r~'J ms-oA&@i 9k2 J4T{Yt;cu6J_Fs"6r|(Z? Your explanation of benefits (EOB) statement has a new look. Visit myfordbenefits.com and make your plan selection for 2023. Because Mary's cost to have the HSA Plan is $0, her total cost is $3,030. C.O.P.S. 0000030483 00000 n Access commonly requested forms for patient care activities, credentialing, and more. Health Insurance Marketplace Check out information about the Marketplace, especially if you are not eligible for coverage through LCC. Each letter serves a distinct and specific purpose: Notice of qualified health coverage for auto personal injury protection (PIP) benefits: Changes to Michigan's no-fault auto insurance law that . Use the Find-a-Doctor tool to verify provider participation in one of our plan networks. The account and money are yours. 0000004500 00000 n 0000009279 00000 n Let's say Mary and her family have a normal year with normal doctor visits. 310 0 obj <>/Filter/FlateDecode/ID[<4C51D19B138643B1A2CB07133610D1D7>]/Index[258 116]/Info 257 0 R/Length 203/Prev 1461330/Root 259 0 R/Size 374/Type/XRef/W[1 3 1]>>stream The best part is an HSA offers a triple tax advantage, payroll contributions, interest earned on investments and withdrawals for qualified medical expenses are all tax free. 'TMjZ}dM`V;hO0 45o` T@> $0,Tkpp9~#@="-toen7=u-J 3P6sO1v 0IA||$IRs3R6o'j*vU#;B!FL5O,hBtA7|$xVv)*09KTOM8Gh6CAIT,[*6a8 wz %%EOF 0000005858 00000 n 0000034485 00000 n 0000048613 00000 n You're eligible for an HSA if you enroll in the State HDHP and have no other non-HDHP health care coverage, including coverage through your spouse or any other person, and you are not claimed as a dependent on another persons tax return. ATTENTION: To ensure individuals with disabilities have an equal opportunity to access enrollment services for Qualified Health Plans, if you have a disability (such as visual or hearing impairment) auxiliary aids and alternative formats are available free of charge by contacting HealthCare.gov or calling 1-800-318-2596 to speak with HealthCare.gov. This letter shows whether your health insurance plan meets the requirements to be considered QHC under the new no-fault auto law. This was a hospitalization-only plan intended as an option if you had coverage elsewhere (for example, through a spouse who works for another employer). 373 0 obj <>stream You can log in to your online member account to see if you have a QHC letter to download. `+DO>|5%Nqdws=0y';L a66[OIe,%EqtRS&54Qvw"E$iu3:G+x+II^ UTT"9W!4XuYS6Ly}l&!2 Healthcare includes your Medical (ASR, BCBS, or HAP), Prescription (Navitus or HAP), Dental (Delta Dental), and Vision (NVA). They are responsible for the out-of-network deductible. b|=b}#Aif3TRD0;@NHkQ#`VEQxD Click My Plan and Spending. 0000003382 00000 n Plan: Blue Care Network (BCN) Premium Cost: Summer 5/16/20 - 8/15/20 $474.00 (approx. Reviewplan materialscarefully to understand the advantages and risks associated with the plan. Log in now myfordbenefits.com HELPS YOU: View personalized benefits 172 0 obj State and Federal Privacy laws prohibit unauthorized access to Member's private information. 0000004937 00000 n The document must: Be sure to turn off pop-up blocker and private browsing prior to opening your Auto Health verification letter. %PDF-1.6 % 0000021696 00000 n Health Plan Details | _1S}9M{T=o9B^>.!a8Znpk9(6_ hb```5,|z cbD{600T|txGyG{T8"W3\baah4p1$$ v3Kx4@6@ 1 For the HSA Plan, your deductible and out-of-pocket maximum amounts for in-network services are the same. 0000048207 00000 n After the deductible and coinsurance are applied for the HSA Plus Plan, James will be responsible for $3,480. After your deductible is met, co-insurance applies to medical and prescription costs until your out-of-pocket maximum is met. Current SHP PPO enrollees will be automatically transitioned with no gap or changes in coverage. If you need information about eligibility, benefits or claims, or want to submit or review an authorization, the best way to get up-to-date information is through our on-line resources. You have certain tasks to complete within specific . 0 No-fault auto insurance changes in Michigan | bcbsm.com $158 per month) Eligibility: All MSU students, Law students, Visiting scholars, and more, including spouse and children of a student enrolled in the plan. 0000011869 00000 n 0000059211 00000 n 0000041020 00000 n And with the $1,000 Ford contribution to his health savings account, James out of pocket costs to use the HSA Plus Plan is reduced to $2,480. 0000010545 00000 n 0000059887 00000 n To obtain a coordination of benefits letter, call the number on the back of your Enrollee ID card. 120 0 obj Please keep in mind that PIP coverage pays for some items that health insurance doesnt, such as attendant care, lost wages and vehicle or housing modifications. Once logged in, navigate to the https://www.bcbsm.com/medicare/help/faqs/other/auto-law.html Category: Health Show Health 1tv *Blue Shield of California member plans only, Pre-service review for out-of-area members. Co-insurance is a percentage of the cost you share with the plan. Identified standard preventive services are covered at 100%, but most other services have a 20% in-network coinsurance after meeting the deductible. Contact your HR Benefits Team at LCC-HR-Benefits@star.lcc.edu Contact Human Resources Phone: 517-483-1870 Fax: 517-483-1883 Monday - Friday: 8:00 a.m. - 5:00 p.m. Administration Building 0000024311 00000 n hm6?ZqJ!nv+E Create an account now. www.bcbsm.com/som, State High Deductible HealthPlan (HDHP) withHealth Savings Account (HSA)- HDHP administered by Blue Cross Blue Shield of Michigan (BCBSM),HSA administered by HealthEquity. 0000014991 00000 n 0 In the HSA Plus Plan, you're also responsible for all medical and prescription costs until your deductible is met. 140 0 obj <> endobj Its important to know that in order to opt-out of PIP coverage under the new Michigan law, you must have health insurance that is considered qualified health coverage. Under the new legislation, residents may select different levels of PIP coverage. You're now aware you have a choice between two HSA eligible medical plans in 2021. 0000022070 00000 n To find the most up-to-date information about current medical and pharmacy claims, you can use the Blue Cross app or log into your BCBSM member account at bcbsm.com. 0000014702 00000 n See below. This tool provides side-by-side medical plan comparisons and personalized cost modeling. 0000059656 00000 n Blue Shield/Blue Shield Promise network referrals.